Archive for February, 2012

She traveled to hell and back with me

February 24th, 2012 by Agent Kevin Miller

My wife Teri says she fell in love with me because I was authentic and untethered and honest. I didn’t ‘play games’ like other guys, and I put on no facade or persona. I led with my heart and passion. Fast forward a decade and she was fed up, at the end of her rope and wanted nothing more than for me and my heart to shut up “Go get a job at freakin’ Taco Bell…show me the money!”

Literally, that’s not an exaggeration. Why? We were coming to a crashing end after five years of me ‘following my heart and passion’.

Now why on earth would I share this with you? Me…the purveyor of Calling, Heart and Passion! Most guys pursuing free agency will see this and say “Crap, this is EXACTLY what my wife is afraid of, why would you put this out?!?!”

Because like most truths, it’s not an either/or issue. It’s a yes/and reality.

You see, when Teri and I met, I was a pro cyclist and she was a pro singer/actor/dancer with a nice contract at Opryland (when it used to be a top theme park). We were fully living our dreams and loved that about each other. Then we had a baby…Caleb. Five days after birth he had a brain hemorrhage and a seizure. We ended up in the hospital for months and our world stopped. I took an independent contractor magazine ad gig to pay some bills, and ultimately took a ‘real job’. Through family friends I got a nice little title of ‘Vice President of Marketing & Client Relations’ at a mortgage company. For two years I had a job with bankers hours that paid the bills and for a j-o-b…wasn’t half bad.

But, I wasn’t cycling or doing anything active, and was quickly growing frustrated with ideas I had for the company that I couldn’t implement because…well, it wasn’t mine!

Teri had my back though. She conspired with a friend who owned a bike shop and bought me a bike for Christmas, saying “You’re a better man when you are active and training…go ride.” Hear that? SHE…cared for my heart. I wasn’t even complaining, just being…grumpy. I loved her for that. I know many guys today whose hearts are dying or dead (or numb) and at any mention of doing something about it, their spouse is mainly concerned for the security of the bank account. As if joy and fulfillment are narcissistic indulgences. What a tragedy.

Later that friend enticed me with a little sponsorship deal to start racing again and lead an elite team, which I did. At the same time, I had a business idea that I ‘knew would work and cash-flow quickly’ and I quit the j-o-b cold turkey.

So now I’m fully back in the heart/passion seat! And Teri was with me! She supported me, prayed for me, said “Yes” to all my optimism and persuasion. She cared about my heart and put as much or more value on that, then our financial security. This was 1998.

By 2003 it was a different story. She said she had this great vision of a life, and wanted me to be the guy in it. But, she’d lost faith in me and she was “Done.” Ready to pack the kids up and drive away.

Why? Let me highlight some key issues.

  • No Cushion/Margin/Anything – I quit the job with no savings or source of income. My ex-employer gave me $20k, I still don’t know why. I hate to hear people put off free agency until they have no risk, that won’t ever happen. But I could have worked it out to do some work for the company I was with…part time with a little income. Or we could have spent 6-months putting some money aside. Not a years worth of income, but a little to help.
  • All or nothing - I love being ‘all in’, but in this context, it wasn’t best. I could have worked this idea for a year on the side and built it up, refined it. Instead I had it justified that I MUST put full-time effort into it to get it going, and that it WOULD make cash fast. It didn’t. I’m now a fan of slow growth and a longer timeline.
  • Stupid optimism - I not only AM an optimist, but I believe in optimism. I had so much content from Zig Ziglar fed to me that he felt like a second father. But I was way, way too optimistic in this idea working. I’m still optimistic, but far more realistic than ever. Your idea may be the next Facebook, but it will take longer, cost more and what you see now is probably 50% at best of what it will look like when it actually starts making money.
  • Alone - I did it all…on my own. My idea, my way, my understanding… I sought counsel from noone. I didn’t ask for feedback or input. I didn’t test market. I saw a need and believed I could fill it. Pride, arrogance, ignorance, stupidity. This is why one of my core beliefs now is that the biggest problem with self-employment is…self. We want to own our work, that is the point. We can NOT…do it on our own. You’ll make it or break it by the invested counsel you do or don’t get.
  • No plan – None of my ideas started off with a clear plan on HOW it would work. I never worked through it, I just pulled the trigger and dove in. This is never, ever…good. If you want your spouses support, have a viable plan that has been thoroughly reviewed by wise counsel.
  • Her consent - I honestly thought I had it, but when it all came to a head, I realized I’d just sold her. Persuaded her. Not out of ill intent…I really believed! But I was only one side of the equation, and her honest input and feelings and fears should have been equally in the mix. I wasn’t open to that, she knew it, so she tried to be supportive. In all truth, what got me to stop, was her saying “NO” and stopping enabling me.
  • Good intent – I always had that, and thought it would cover a multitude of errors (sins). I was committed to having time for my kids. That’s great, but doesn’t all pan out for good when there is no money for rent or food. And when we got into ‘ministry’ aspects of what I was doing, then my ‘good intent’ made sure everyone else got paid…except us. That was putting their welfare ahead of my families. I didn’t see how wrong that was till much later.
  • Financial provision – I’m a huge voice against ‘provision’ being just money. As a husband and father I am to provide many things, and money is just one. Our culture and church has made it OK for a man to provide nothing BUT a paycheck. That said, there does need to be a paycheck. I threw the baby out with the bathwater.

Teri can probably cite more, but these are some hot spot issues. And I see most aspiring free agents violating some of these.

In 2003 we stopped everything to save our marriage and our financial hemorrhaging (I’d racked up nearly $100,000 in debt). Quit everything. Sold nearly everything. I took a job for a big cycling company out west doing marketing. I was an independent contractor, but even worked in a cubicle for 30 days. I gave up so much of what I’d been holding on to. In truth, it only lasted for 3 months. I somewhat feel God honored me ‘giving up’ and didn’t make me suffer long! I kept that client, we moved to Colorado, took on another client, and I started addressing all those things in the bullet points above that I violated.

Today Teri is my number one supporter, encourager and cheerleader, and more and more she’s investing herself in this business we own. She’s seen me grow more responsible and more reasonable. She takes great comfort in me seeking counsel from others (though still get’s concerned during times when I’ll fall back to isolation). The basic bills need to get paid, but she and the kids have said nothing is worth me being gone and tied to a job where I’m not available for our family, and I’m not working where God has equipped and impassioned me. Me being inspired is as important or more…than providing a paycheck. Paid bills don’t add up to much when the husband/father is brain and soul dead. Teri’s shown her true colors in caring for my heart above the cultures striving for mere safety, security and comfort. During it all she strove to be the ‘Proverbs 31 wife’ who stewarded what little we had to make it stretch and sustain us. Even as I hurt her heart.

The fruit of me caring for HER heart and me marrying some reason and wise counsel with what I felt called in, convicted in, passionate about and heart-inspired in…is that today my work has provided financially as well. We find ourselves debt free, in our custom home on Rocky Mountain land, seven kids, lacking for nothing material (which kinda bothers us) and a business that we own that is growing and serving people and headed toward an asset of wealth. It took us both though. Both caring for each other. Both being on the same page of what we believed in for our family. Both committing to God and each other.

We even have savings now! Though Teri is feeling called to a new endeavor that may take up every penny of savings. Hey, at least it’s her idea this time…

So what about you? Do you pursue your heart, passion and calling, OR you just submit to being ‘responsible’ and make a paycheck? Or…can you do both?!

And…are you caring for your spouses heart above all else?

Pain, desire, collateral damage and realignment

February 23rd, 2012 by Agent Kevin Miller

We make change for two reasons, pain or desire. Pain holds the #1 spot, as we are more prone to be reactive than proactive. But there is more collateral damage when we wait for the pain to move us…

But pain is hard to take action on in our culture today, as we’ve deemed pain to be normal. Whether physical or emotional. Your job is supposed to suck, and your body is supposed to ache and moan. So why should you complain and want better?

Because those pains are not SUPPOSED to be normal. We’ve just accepted them as…normal.

But to change course, we can’t just do it gradually, in small bits that don’t infringe on our current lives. Something sizable has to change. Something has to be added in and given up. We must REALIGN our lives towards our new goal…our new paradigm.

Join me and about 25 people in the live audience to hear more from the show:

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When do you know it’s time to make a change?

February 21st, 2012 by Agent Kevin Miller

If this isn’t the big question…then what is, eh? And the answer IS…nobody can say but you. But today Gary Barkalow and I unpacked quite a few of the primary issues surrounding the question. Such as:

  • When all your ducks are in a row. You have everything you need! So there is no need for faith and risk doesn’t exist.
  • When God moves and makes it all happen for you. Then you get absolute certainty and again, no faith or risk.
  • When you have no choice, such as getting fired. Then you can be reactive instead of proactive. There may be faith and risk but at least you aren’t liable for the decision to take them on, you’re just a victim…right?
  • When your friends and family give you the green light! Hey, it could happen. And…monkeys could fly out of my…

We’re in a culture that is very averse to risk, stepping out on faith and…making big decisions. So your only safe bet is to stay put. But….

Questions:

  1. Is where you are now sustainable? Will it be OK if it continues infinitely? If so, either submit to that, OR, look hard at why ‘bad’ and ‘mediocre’ is OK with you.
  2. Is it more risky to change, or stay where you are? Can you afford NOT to change? Most folks look at any ‘change’ or decision and contemplate the risk. But they don’t ascertain the cost and risk of staying where they are.

Reality:

We often want all the resources and strength and understanding BEFORE we embark on the journey. Yet as my wise wife pointed out recently…it’s usually only DURING the journey that we are strengthened and equipped. Which means…you start off lacking. Truth or fiction?!

Gary gave a killer analogy of tunnels. The journey to ‘change’ is like a tunnel. We must leave the normal, the safe, the light we know…and go forth into the dark. And at some point we’ll leave the light we know and there will be dark behind, and in front of us. We must persever. Ultimately we’ll see a faint glow. Then light again…and it will get brighter as we leave the dark behind, and get immersed in more light than we’ve ever know.

So what will you do? Remain in your current, dim light? Or risk the dark for a brighter light? Sounds trite, but it’s truth.

For you readers…give your thoughts below.

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“What do you think is the main differentiating factor between being an employee, and being self-employed?”

February 20th, 2012 by Agent Kevin Miller

I posted this on the Free Agent Academy Facebook discussion page and received some incredible replies. You can see them below. If you want to hear the live show, the audio is at the bottom. But do yourself a favor and read the replies.

My experience in dealing with scores of people every day who are in traditional employment and want out, is the main differentiating factor and obstacle…is this:

When you are traditionally employed, much the same as when you are in the traditional school system, you

  • Follow directions,
  • Fulfill requests,
  • Primarily do your part and aren’t liable for the end result
  • Do…what you’re told,
  • RESPOND to rules, requirements and expectations, if not downright demands and policy

Very conversly, when you are SELF-employed, you

Are fully responsible

THAT…is something most people have never encountered before. We go from school to j-o-b and just followed the directives. To think about waking up one morning and it’s all on us? THIS…is what most folks find overwhelming. It’s like having a baby at the hospital. They direct you for 24 or 48 hours and then send you home. You get in your car, strap the new baby in, and drive away. Then it hits you…”Oh crap…this kids is totally ours, totally in our care, we are 100% responsible! Isn’t there a manual or anything…?” And none of us are born as naturally perfect parents. We have to learn a ton.

On relevant thing to point out is before the Industrial Revolution the majority of the culture was primarily self-employed. They knew a trade that they offered to others. It was after the assembly line and big business that we became a primarily ‘employed’ society. Our grandparents or at least great-grandparents understood full responsibility for providing a product or service and being responsible for the primary decisions and responsibilities to the end user.

So…what do you do now? Transition. Find your viable idea and start it on the side and transition slowly. It’s like getting off life support so you can breath on your own. You were MADE to do it, it’s just gotta be relearned.

Here are the Facebook discussion page comments:

  • Eric Haselhorst Being an employee, I can say there is a bit of comfort (albeit misguided) in being told what to do.

    February 15 at 2:03pm · 
  • Thesa Bryant slavery and living out someone elses dream vs. free and living out your own dream. However, both have a variety of responsibilities that if you fail to be responsible as an employee; you are fired. If you fail in your responsibilities as an owner; your business potentially falls apart. Good choices reap success in both … typically you go farther in a self-employed situation (more sustainable).

    February 15 at 2:06pm · 
  • Dallon Christensen The biggest difference is having the freedom to choose the projects you want to do instead of having the projects-and related deadlines, no matter how unreasonable-thrust upon you.

    February 15 at 2:08pm · 
  • Peter Brissette Employees believe that they can just show up everyday and punch the clock and get a check. Someone who is self employed (whether that is full time on their own, or working for another company) recognizes that the opportunity to succeed or not is up to them. they realize that the “job” they have is there because they are the ones responsible to make it there. It is not given to them, they earn it, every single day. The only way to do that is to provide value to their customers (real customers, managers, fellow employees, etc.) But what most employee’s dont realize that they can most likely not realize their full potential until the leave the “protective and stable” environment of a job.

    February 15 at 2:19pm · 
  • Marta Goertzen Sometimes there isn’t much of a difference! I am self-employed but have ended up creating a business where I am my own employee (working on changing that!). The main differences for me are 1) Who I report to, 2) What I am responsible for now, and the biggie 3) I also have the freedom to make changes, change direction and even change my mind, couldn’t ever do that as an employee in the corporate world.

    The desire for self-employment has been a desire for freedom and the doors it can open up. As a corp employee I was trapped and that freedom was elusive.

    February 15 at 2:27pm ·  ·  1
  • Jack Lynady For better and for worse, there’s more skin in the game when you are self-employed. It’s the difference between living on the frontier verses living in the city.

    February 15 at 2:31pm ·  ·  1
  • Tom Labuzienski Self employed are risk takers and leaders. Employees are followers with often times a false sense of security.

    February 15 at 2:33pm · 
  • Free Agent Academy these are great…perfect…I’ll be reading them on the show in a moment

    February 15 at 2:48pm · 
  • Will Laohoo I think it depends on the company culture and feel, but generally I agree with people’s comments on employees. There are some companies, though, that I think do a great job of empowering their employees to live out their callings. I’ve never worked for Dave Ramsey, but I’d imagine it’d be pretty awesome to work for his company.

    February 15 at 3:09pm · 

- – - – - – - – - – - – -

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Marriage, self-employment and a free agent anniversary

February 15th, 2012 by Agent Kevin Miller

Today we talked with Joshua & Sarah Gordon of The NonConformist Family. They have just celebrated their 1-year anniversary of full-time free agency.

How did they get there…from traditional employment and doing the grind, to self-employment and living out their convictions for their family?

How did their marriage fare along the way? I’ll give you 3 hints on the culmination of the show:

  • Invest in yourself
  • Make sure you and your spouse are on the same page
  • Commit…be ruthless on anything that is holding you back

Listen in as my bride Teri and I interview them on this splendid Valentines day.

 

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